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Trusted Public Adjusters in Simi Valley, CA

When property damage disrupts your home or business, dealing with the insurance company shouldn’t add more pressure. At Avner Gat, Inc., we represent homeowners and business owners in Simi Valley and throughout Southern California, making sure your insurance claim is properly handled and your settlement reflects the full extent of your loss.

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Know Who Is Really on Your Side

Most property owners don’t realize there are two very different types of adjusters involved in an insurance claim, and that difference can significantly affect your final settlement.

Feature Insurance Company Adjuster Avner Gat, Inc. (Your Public Adjusters)
Loyalty
Works for the insurance company.
Works exclusively for you.
Main Goal
Minimize the payout to protect the company.
Maximize your settlement for full recovery.
Damage Scope
May overlook hidden or long-term damage.
Uses qualified experts to thoroughly assess and uncover the full scope of your loss.
The Burden
You handle paperwork, calls, and follow-ups.
We manage the entire claims process for you.
Your Cost
No upfront cost, but often lower payouts.
No recovery, no fee—we only get paid if you do.

Why Property Owners in Simi Valley Choose Us

Your Path to aStress-Free Claim

We follow a structured process designed to move your claim from damage to resolution as smoothly as possible.
avner gat team dressed in white
Avner Gat team.

Helping You Recover What You’re Owed

Avner Gat, Inc. is dedicated to guiding property owners through complex insurance claims with confidence and clarity. We work tirelessly to increase your payout while removing the stress of dealing with insurers directly. From claim preparation to final resolution, we manage every step with expertise and attention to detail. With 20+ years of experience in Los Angeles County, we are committed to achieving strong results for our clients.

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Real Stories. Real Results.

Property owners in Simi Valley and across Southern California trust Avner Gat, Inc. because we stand with them when it matters most.

Frequently Asked Questions

Yes. If wind causes sudden roof damage that results in interior water intrusion, Avner Gat, Inc. can represent the property owner after the claim is filed. We review the policy, coordinate evaluations with qualified roofing and general contractors, gather supporting documentation, and negotiate with the insurance carrier regarding the scope of covered repairs.

Replacement cost is generally based on what it takes to repair or rebuild the damaged portion of the property with materials of like kind and quality, at current market pricing. Avner Gat, Inc. works with experienced general contractors who prepare detailed repair evaluations. We rely on those itemized breakdowns, along with policy provisions, when negotiating the structural portion of the claim.

Yes. Avner Gat, Inc. can examine the insurance company’s payment breakdown and compare it with independent contractor assessments. We analyze whether the scope of work and pricing align with the actual damage and the policy terms, and if necessary, continue negotiations to address discrepancies.

Commercial losses often involve multiple components, such as building damage, equipment, inventory, and potential income disruption. Avner Gat, Inc. reviews the policy carefully, coordinates professional evaluations for physical damage, and helps organize financial records when applicable. All documentation is compiled and presented in a structured manner to support negotiations with the carrier.

In a residential claim, negotiations typically involve reviewing the insurance company’s estimate, submitting independent repair evaluations, clarifying policy coverage, and responding to questions or requests for additional information. Avner Gat, Inc. manages communication with the carrier, submits organized documentation, and continues discussions until the claim reaches a resolution consistent with the policy.

counties we serve in southern california
Avner Gat, Inc. Public Insurance Adjusters logo

Serving All of Southern California

We proudly assist homeowners and businesses across

Los Angeles
Imperial
Orange
Riverside
Santa Barbara
San Bernardino
San Diego
Ventura
Imperial County
No matter where you’re located, our team is ready to step in and take the pressure off your shoulders.