Trusted Public Adjusters in San Bernardino, CA
When property damage disrupts your home or business, the insurance claim process shouldn’t add to your stress. At Avner Gat, Inc., we proudly represent homeowners and business owners in San Bernardino and throughout the Inland Empire, ensuring your claim is handled properly and your settlement reflects the full extent of your loss.
- We work for you — not the insurance company
- Licensed public adjusters serving San Bernardino, CA and surrounding areas
- No recovery, no fee
Know Who Is Really Representing You
Most property owners don’t realize there are two very different roles involved in an insurance claim, and that difference can significantly impact the outcome of your settlement.
| Feature | Insurance Company Adjuster | Avner Gat, Inc. (Your Public Adjusters) |
|---|---|---|
|
Loyalty |
Represents the insurance company
|
Represents you exclusively |
|
Main Goal |
Minimize claim payout |
Pursue full and fair compensation |
|
Damage Scope |
May not fully account for all losses |
Uses qualified experts to thoroughly assess and uncover the full scope of your loss. |
|
Your Involvement |
You manage communication, paperwork, and follow-ups |
We handle the entire claim process for you |
|
Cost Structure
|
No upfront cost, but often lower settlements |
No recovery, no fee, we only get paid when you do |
Why Property Owners in San Bernardino Choose Us
Prevent Underpayment
Insurance companies often start with estimates that don’t reflect the true cost of restoring your property. We work to ensure your claim includes the full value of your covered losses.
Clear Policy Guidance
Insurance policies can be complex and difficult to interpret. We simplify your coverage, explain your options clearly, and ensure all eligible benefits are properly applied.
Stress-Free Claims Support
Handling a claim can quickly become overwhelming. We manage communication, documentation, and negotiation so you can focus on restoring your home or business.
Your Path to a Stress-Free Claim
We follow a structured process designed to take your claim from loss to resolution efficiently and with clarity
Case Review & Coordinated Damage Evaluation
We review your situation and policy and work with qualified experts to identify coverage and document the full extent of your loss.
Complete Claim Documentation
We prepare a detailed claim package including supporting evidence, repair estimates, and all necessary documentation.
Full ClaimManagement
We handle filings, insurer communication, and ongoing claim coordination to keep everything moving smoothly.
Settlement Negotiation
We advocate on your behalf to challenge low offers and pursue a fair and justified settlement.
Focused on Maximizing Your Insurance Recovery
Avner Gat, Inc. is committed solely to representing property owners in challenging insurance claim disputes. We aim to take the stress off your shoulders while pursuing the highest possible payout. Our team manages every phase of the process ensuring nothing is overlooked. With more than two decades of experience in Los Angeles County, we fight for the results you deserve.
- We advocate exclusively for policyholders
- Payment only upon successful recovery
- Skilled in complex disaster-related claims
- Driven to maximize your insurance settlement
Real Stories. Real Results.
Property owners throughout San Bernardino and the Inland Empire trust Avner Gat, Inc. because we stand with them during difficult times and work to achieve meaningful outcomes.
Glendale, CA
Robert Cooper, Public Aduster, & Avner Gat, Inc. I hired Robert because of his experience with State Farm. Originally I was concerned that he was too nice; but when it counted, he stepped up and got us a larger settlement than we would have gotten on our own. The reports he had me pay for proved to be of great value. In the end, he exceeded my expectations ! I would gladly recommend him!
Hidden Hills, CA
Eight months ago, our home suffered severe water damage. While the loss was covered by insurance, navigating the complex process–coordinating with the mitigation company, insurance adjusters, general contractors, rental housing, and reconstruction–quickly became overwhelming. After carefully vetting several public adjusters, we chose Avner Gat, and it was one of the best decisions we made. Our representative, Gary Weinzimer, was professional, courteous, responsive, and highly knowledgeable throughout the entire process. He guided us step by step, advocated on our behalf, and ensured our interests were protected during what felt like a long and difficult journey. Thanks to Gary and Avner Gat, we were able to secure a fair outcome from the insurance company and move forward with confidence. We are now finally back in our beautiful home, and we truly believe we would not have achieved this result without their expertise and support. I highly recommend Gary Weinzimer and the team at Avner Gat to anyone facing a similar situation. Their dedication and professionalism made an incredibly challenging experience much more manageable.
Sherman Oaks, CA
I have experience with Avner Gat and think so highly of their follow through and advice and how they handle their clients. In particular Robair Sherrod is the best. His advice and knowledge of the insurance industry and how to assist his client is top notch. I have no hesitation recommending Robair for any needs.
Woodland Hills, CA
I would like to express my sincere gratitude to Gary and Avner Gat for the incredible work you did on our behalf. I cannot thank you enough for the detailed work you put into what turned out to be a long and arduous journey. Navigating the complexities of the insurance process was daunting, but your experience, dedication and persistence in negotiating with the insurance company were truly impressive. Thanks to your hard work, I am confident that we achieved the best possible settlement. Your expertise and commitment made all the difference, and I am incredibly grateful for your support throughout this process. If you are looking for a top noch experienced negotiator to handle your claim go with Gary from Avner Gat.
Woodland Hills, CA
I want to share my personal experience with Gary, who handled my claim as my private Public Adjuster while working with Avner Gat, Inc. I am truly impressed. From the moment Gary took over my case, everything was under control. His level of care, communication, effort, and attention to detail was outstanding. He explained the process clearly, stayed on top of every detail, and made sure nothing was missed. As a contractor, I’ve been recommending Avner Gat, Inc. to my customers for years–but this was my first time dealing with an insurance claim personally. After going through this experience myself, I can honestly say I couldn’t be more satisfied. This recommendation now comes from personal experience, not just professional trust. Gary provided real peace of mind and fought to secure the coverage I needed so I could put my home back together–quickly and properly. That alone says everything. If you’re looking for a Public Adjuster you can truly trust, Gary with Anver Gat Inc, is the real deal. I can’t thank you enough.
Culver City, CA
Nadav at Avner Gat helped us SO much with a recent insurance claim after a pipe burst. He was super nice, knowledgeable, and responsive. If you want peace of mind AND the best payout you can get, call Nadav. I can’t recommend him highly enough.
Santa Clarita, CA
I was fortunate to have found the Avner Gat firm to be my Public Insurance Adjuster. My initial inquiry was answered right away in a timely manner, and my adjuster Jeff Janes is great! Jeff really understands the insurance adjusting process, clearly explained how it all works, kept me updated all along, and most importantly got me a great monetary result! Kudos and THANK YOU to everyone at Avner Gat!
Orange County, CA
One of the best decisions I’ve ever made in choosing a vendor. We had a leak in a rental property and right from the start, the insurance company was giving us the runaround. We reached out to Avner Gat and specifically asked for Jeff Janes (he helped a client of mine and they were VERY happy). The insurance company initially gave us a very low offer settlement and assigned us to an uncooperative claims adjuster that would initially deny most everything, even though the Department of Insurance requires them to cover it and so does their own policy terms. Jeff handled them like an attorney would. He was thorough and diligent throughout every step of the process. We ended up getting a final settlement that was almost seven times the initial offer! Avner Gat is well worth their fee and they easily made up for it and then some! I am planning on recommending them to all my clients, friends and family. Thank you Jeff!
Cerritos, CA
We contacted Doug Meister at Avner Gat when we felt like the major water damage to our home from a burst pipe wasn’t getting the full attention it deserved by our insurance company. Having Doug completely take over the management of our insurance claim was a huge relief, for he handled every aspect of the claim from the jump- from dealing with all communications with our insurance adjuster, to informing us of the benefits of the “loss of use” aspects of our policy, to even aiding in tracking down an abatement company for lead tile removal. Wouldn’t hesitate to recommend Doug and Avner for anyone dealing with these sorts of unfortunate homeowner situations.
Long Beach, CA
I can’t say enough good things about my experience working with & receiving guidance from Cindy Gallo from Avner Gat Inc! After a sudden water damage issue in my home, I was feeling overwhelmed as you can imagine. That’s when I turned to Cindy and I’m so grateful I did.
Not only is she an incredibly knowledgeable and skilled professional, but she’s also someone I trust deeply. She is the kind of person that is patient, clear, and proactive. Cindy had the level of care and confidence that immediately put me as ease. Her genuine support and professionalism made a stressful situation so much more manageable.
I wholeheartedly recommend Cindy Gallo to anyone.
Los Angeles, CA
I really appreciated Bryan’s great insights when dealing with our water damage this year! He came to our house, was very patient, and answered all my different questions which helped me understand the whole process better. I wish I had engaged with him sooner to ensure I was getting as much as I was entitled to.
Pasadena, CA
I cannot express how grateful I am for the incredible assistance provided by Avner Gat during my recent insurance claim with Allstate! In 35 years I never had a claim until severe water damage during a storm caused significant damage to my home. I contacted Avner Gat after reading some reviews on Yelp and a meeting was set up. I met with Kathryn Gantt and after our meeting I felt at ease. She explained everything about the process in dealing with the insurance, was incredibly professional, knowledgeable! Avner Gat came to my rescue! Kathryn was assigned as my Public Adjuster and she worked tirelessly to negotiate with the insurance on my behalf! All the troubles and procedures were handled in a very professional manner. The communication was top-notch, keeping me informed at every step of the process!
Los Angeles, CA
Avner Gat helped us fight our insurance company and helped recover damage cost due to a water leak. Let me start by saying these folks are awesome! I worked with Jeff Janes who was heaven sent. This gentleman was very professional and very knowledgeable. Mr. Janes would always take the time to explain next steps and would always be available for additional questions. I rate this company and Mr. Janes an A++ and I would highly highly recommend them! Thank you Avner Gat for everything!
Frequently Asked Questions
Can a public adjuster handle fire claims?
Yes. Avner Gat, Inc. represents homeowners and commercial property owners with fire-related losses after the claim has been filed. We review the policy, coordinate professional damage evaluations, prepare the supporting documentation, and negotiate directly with the insurance carrier throughout the claim process.
How is a water damage loss evaluated?
A water damage loss is evaluated by examining the affected areas, identifying the scope of necessary repairs, and reviewing what the policy covers. Avner Gat, Inc. works with experienced general contractors who prepare detailed repair assessments. We use their findings, along with photographs and documentation, as part of the negotiation with the insurance company.
What happens if the insurance company disputes water damage coverage?
If coverage is questioned, the discussion typically centers on policy language and the cause of the damage. Avner Gat, Inc. carefully analyzes the policy provisions, gathers supporting documentation, and presents evidence to clarify how the loss fits within the terms of coverage. If legal interpretation becomes necessary, homeowners may consider consulting an attorney to protect their rights.
Can a public adjuster assist with theft loss?
Yes. Avner Gat, Inc. helps clients prepare detailed inventories of stolen or damaged property, review coverage limits, gather available proof of ownership, and negotiate valuation with the insurance carrier in accordance with the policy.
How are repair estimates negotiated during property claims?
Repair estimates are compared line by line, including scope of work, material pricing, and labor costs. Avner Gat, Inc. relies on independent contractor evaluations to support the claimed repair amounts and submits organized documentation to the insurance company. Negotiations may involve revisions and supplemental submissions until the parties reach a resolution consistent with the policy.
Serving All of Southern California
We proudly assist homeowners and businesses across